About CFB Accountancy
Hi, I’m Chelsea, the person behind CFB Accountancy.
I’m an independent accountant based in Bedford with over 10 years of experience helping individuals and small businesses manage their finances with confidence. By working with me, you deal directly with the person handling your accounts from start to finish – no call centres, no passing you between different departments.
I started CFB Accountancy to provide a straightforward, personal service for clients who want clear advice and reliable support without the complexity of larger firms. I understand that accounting can feel overwhelming, so my aim is always to explain things in a simple, practical way and make the process as stress-free as possible.
I work with sole traders, limited companies and individuals, supporting them with everything from bookkeeping and VAT to tax returns and year-end accounts.
Being based in Bedford means I can offer a local, approachable service while still working with clients remotely across the UK.
Chelsea Beard MAAT
Our Services
Limited Company Accounts & Corporation Tax
Preparation and submission of your annual accounts and Corporation Tax return to HMRC. I ensure everything is completed accurately and on time, while helping you understand your company’s financial position and tax obligations.
Bookkeeping
Keeping your business records organised and up to date throughout the year. Accurate bookkeeping helps you stay on top of your finances, understand your business performance and makes year-end accounts much smoother.
Self Assessment Tax Returns
Preparation and submission of Self Assessment tax returns for individuals, sole traders and company directors. I’ll make sure all income is correctly reported and that you claim any allowances or expenses available to you.
Payroll & CIS
Full payroll services including payslips, RTI submissions and pension reporting. I also assist with CIS registration, deductions and monthly CIS returns for contractors and subcontractors.
VAT
Support with VAT registration, preparation and submission of VAT returns, and advice on the most suitable VAT scheme for your business. I can also help ensure your records are compliant with Making Tax Digital.
Advice & More
Ongoing support whenever you need it. Whether you’re starting a new business, unsure about tax rules, or simply need guidance, I’m always available to provide clear, practical advice.
Contact Us
Contact us now for a free consultation.
53 Westdale Walk, Kempston, MK42 8NQ
07734297281